How do I deposit checks with your service?

Learn about our electronic check deposit feature and how to deposit checks remotely

Electronic Check Deposit Overview

iMailVault offers electronic check deposit services that allow you to deposit checks remotely without visiting a bank. This feature is perfect for digital nomads, remote workers, and anyone who receives checks in the mail.

Key Benefits

  • • Deposit checks from anywhere in the world
  • • No need to visit a physical bank
  • • Secure and encrypted process
  • • Fast processing times
  • • Works with most US banks

How It Works

Step-by-Step Process

1

Receive Check

Check arrives at your virtual address and is scanned into your account

2

Request Deposit

Log into your account and request electronic check deposit

3

Provide Bank Details

Enter your bank account information securely

4

Processing

We process the deposit through our banking partners

5

Confirmation

Receive confirmation when funds are deposited

Supported Check Types

Supported Checks

  • • Personal checks
  • • Business checks
  • • Payroll checks
  • • Government checks
  • • Insurance checks
  • • Refund checks

Not Supported

  • • Foreign checks
  • • Damaged checks
  • • Checks over $10,000
  • • Third-party checks
  • • Stale-dated checks

Bank Requirements

Compatible Banks

Our electronic check deposit works with most major US banks including:

Chase

Bank of America

Wells Fargo

Citibank

Required Information

  • • Bank name and routing number
  • • Account number
  • • Account holder name (must match check)
  • • Account type (checking or savings)

Fees and Limits

Fees

  • • Basic Plan: $2.95 per check
  • • Professional Plan: $1.95 per check
  • • Business Plan: $0.95 per check
  • • Enterprise: Custom pricing

Limits

  • • Maximum: $10,000 per check
  • • Daily limit: $25,000
  • • Monthly limit: $100,000
  • • Processing time: 1-3 business days

Security and Safety

Security Features

  • • Bank-level encryption for all transactions
  • • Secure data transmission
  • • Fraud protection and monitoring
  • • FDIC-insured banking partners

Your Protection

  • • Check images stored securely
  • • Original checks destroyed after processing
  • • Transaction history maintained
  • • Dispute resolution support

Getting Started

Enable Check Deposit

  1. Log into your iMailVault account
  2. Go to "Account Settings" → "Services"
  3. Enable "Electronic Check Deposit"
  4. Complete bank verification process
  5. Start depositing checks!

Important Notes

  • • Check deposit must be enabled before receiving checks
  • • Bank verification may take 1-2 business days
  • • Some banks may require additional verification
  • • Check images are available for download after deposit

Ready to Start Depositing Checks?

Enable electronic check deposit in your account settings or contact support for assistance.